Mortgage Services

If you're simply looking for a Mortgage Broker that excels at mortgages and has connections with every UK lender, get in touch with us.
We're here to help and you will be glad you contacted us, guaranteed.

Residential Mortgage Guide

At Mortgage One we don’t just advise on Buy-to-Let investments — we invest in them ourselves. Our ownership of Buy-to-Let portfolios gives us a unique advantage - we have skin in the game

When you choose us, you benefit from the same level of research, due diligence, and market insight we apply to our own property investments. 

Buy to Let Mortgage Guide

*Please note: The Financial Conduct Authority does not regulate most Buy-to-Let mortgages.

At Mortgage One, we don’t just advise on bridging finance — we use it ourselves.

When you work with Mortgage One, you’ll benefit from the same level of strategic planning, careful risk management, and market expertise we apply to our own bridging transactions.

Guide to Bridging Finance

At Mortgage One, we consistently help our clients save significant amounts on their mortgages. Thanks to our extensive network and strong relationships with lenders across the UK, we secure the most competitive mortgage deals available.

By choosing Mortgage One, you're not just working with any broker — you're partnering with a team dedicated to finding you the best mortgage options tailored to your needs.

Guide to Remortgaging

Global Experience, Local Expertise: Meet Our Managing Director, Matt Moffat

At Mortgage One, our Managing Director, Matt Moffat, brings a wealth of international experience, having lived and worked in major financial hubs such as Tokyo, Singapore, Sydney, New York, Hong Kong, and Mumbai. During his career, Matt traded Residential Mortgage-Backed Securities and various other financial products, giving him unparalleled insight into global and UK mortgage markets.

Guide to Expat Mortgages

Unlock the Value of Your Home with Equity Release

At Mortgage One, we help homeowners over the age of 55 access the value tied up in their property through equity release. Whether you're looking to supplement your retirement income, fund home improvements, or support your family financially, equity release can provide the financial freedom you need. Our expert advisors work with the leading equity release providers across the UK to ensure you receive the most suitable plan for your circumstances.

Explore your options with Mortgage One and discover how equity release can help you achieve your financial goals without having to sell your home.

Equity Release Guide

Protect Your Mortgage: Comprehensive Insurance Solutions with Mortgage One

When securing a mortgage, it's important not just to focus on finding the right deal but also on protecting your financial future. At Mortgage One, we understand that your home is likely your biggest asset, and ensuring you have the right protection in place is crucial. That’s why we offer a range of tailored mortgage protection and insurance plans designed to give you peace of mind, no matter what life may throw your way.

Why is Mortgage Protection Important?

Mortgage protection is essential because it safeguards both your home and your family. Unexpected events such as illness, unemployment, or even death can put your mortgage repayments at risk, leading to financial strain or, in the worst cases, the loss of your home. The right insurance plan ensures that if the unexpected happens, your mortgage is covered, and your family is protected.

Types of Mortgage Protection Available:

1. Life Insurance
   Life insurance ensures that, in the event of your death, your outstanding mortgage balance is paid off, relieving your family of the financial burden. This is particularly important if you are the primary earner, as it provides them with the security of a mortgage-free home.

2. Critical Illness Cover
   Critical illness insurance pays out a lump sum if you’re diagnosed with a serious illness like cancer, heart disease, or stroke. This can be used to pay off your mortgage or cover any other financial needs while you focus on recovery.

3. Income Protection
   Income protection insurance replaces a portion of your income if you're unable to work due to illness or injury. This ensures that even if you’re unable to earn a living for a period of time, you can continue to make mortgage payments and cover other essential living costs.

4. Payment Protection Insurance (PPI)
   PPI can cover your mortgage payments if you lose your job or are unable to work due to an accident or illness. While it has received some negative press in the past, when chosen carefully, PPI can provide a valuable safety net.

How Mortgage Protection Complements Your Mortgage

While securing a competitive mortgage deal is essential, having the right protection in place is just as important. Without the right cover, unexpected events could leave you or your loved ones facing significant financial difficulty. At Mortgage One, we believe in providing holistic mortgage solutions, which means offering both the mortgage products and the protection to go along with them.

Tailored Insurance Plans to Suit Your Needs

At Mortgage One, we work with some of the UK’s leading insurance providers to offer bespoke protection plans tailored to your unique needs. Whether you're a first-time buyer, remortgaging, or expanding your property portfolio, we’ll find the best protection package that aligns with your mortgage and personal circumstances.

Get a Free Consultation Today

Don’t leave your home and family’s future to chance. Contact us today for a free, no-obligation consultation, and let us help you find the right mortgage protection and insurance coverage to suit your needs. Our expert advisors at Mortgage One are here to guide you through the process and ensure you’re fully covered.