Expat Specialist

Mortgage Broker

UK Mortgages for Expats,
Seafarers and Foreign Nationals

Direct Rates from Expat Lenders
Expats + Foreign National UK Ownership
Specialist in all Expat Mortgages and Applications
Global Client Support Across All Time Zones
End-to-End Application Service
Dedicated Single Point of Contact

Please note: We are only able to provide regulated mortgage advice to clients
who are physically present in the UK at the time the advice is given.

Book a Free Consultation

Mortgage One Leads in Expat Mortgages for UK Property, Offering Personalised Solutions, Competitive Rates, and Unmatched Expertise.

We know how to deal with Expat and Overseas Mortgages. Over the last 30 years Mortgage One founder Matt Moffat worked and lived in Tokyo, Singapore, Hong Kong, Mumbai, Sydney, New York, Europe and the Middle East.

Securing a UK mortgage as an expat is no small task. Between complex lending criteria, currency exchange, and cross-border tax rules, the process can seem daunting. Mortgage One is here to simplify it, offering expats a trusted, expert partner to guide them through every step of UK property finance. Known for deep expertise and a client-focused approach, Mortgage One has become a leading Expat Mortgage Broker. Here’s why clients worldwide trust Mortgage One for securing property in the UK, whether for investment or personal use.

Direct Access to your own
Dedicated Expat Mortgage Specialist

Specialised Knowledge of Expat Mortgages
Mortgage One excels in handling the unique challenges of expat mortgages. With expertise in international tax considerations (but not specific tax advice), currency exchange, and cross-border lending criteria, Mortgage One ensures expats secure excellent rates tailored to your circumstances.

Personalised, Client-Centric Service
At Mortgage One, service is tailored to each client’s financial situation and objectives. With a dedicated advisor, expats receive customised guidance and support, available across time zones, making the process as convenient as possible.
We prefer our first meeting via Zoom so you know precisely who is handling your finance, and to give you direct access to a global-level expert Broker working for you.

Strong Relationships With UK Lenders
Mortgage One has access to exclusive products and favourable terms as part of the Quilter Financial Planning Network. With these strong lender partnerships, Mortgage One can negotiate deals designed for overseas clients, ensuring the most competitive options.

Comprehensive UK Property and Investment Advice
Mortgage One provides invaluable guidance on UK property investment, understanding trends, property laws, and portfolio-building strategies to help expats make informed decisions.

Efficient, Transparent, and Secure Process
Clients benefit from Mortgage One’s clear, secure process, which prioritises transparent communication from application to completion. Digital tools simplify documentation, while strict data security and privacy measures offer peace of mind.

Conclusion
Mortgage One’s reputation as the top expat mortgage broker is grounded in trust, expertise, and dedicated service. By choosing Mortgage One, expats gain a skilled partner committed to making UK property ownership seamless and accessible. For anyone looking to buy, invest, or secure a mortgage in the UK, Mortgage One offers the essential experience and network to make it happen effortlessly. Expat Mortgage Guide.