How Much Can You Borrow?
This is a broad guideline. Contact Mortgage One for an accurate and full affordability analysis for your specific circumstances.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
This estimate is for illustrative purposes only and based on a simplified income multiple of 5.5, with deductions for declared monthly outgoings. It does not constitute a mortgage offer or formal affordability assessment. Affordability will vary by lender, credit profile, loan type, term, and financial commitments. Always speak to a qualified mortgage adviser before making any decisions. For expert, regulated advice, contact Mortgage One.
Mortgage One: Expert Mortgage Brokers
Free Initial Consultation. Call 01202 155992 or book a Zoom Video Call
Rental Stress Test Calculator
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
This calculator provides indicative figures only and is for information purposes. It does not constitute mortgage advice or a guarantee of borrowing. Buy-to-let affordability is assessed by each lender using their own criteria, which may include (but is not limited to) stressed interest rates, ICR, maximum LTV, fees, property type, portfolio status, and borrower tax position. If you are unsure what stressed rate or ICR applies to your circumstances, please seek professional advice. For tax treatment, speak to a qualified accountant. For expert mortgage advice contact Mortgage One.
• This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you.
• All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders.
• Make an appointment to receive mortgage advice suitable for your needs and circumstances.